How a Business Owner Can Access Capital or Finance a Purchase
First National 1870 offers complete solutions for business owners looking to access capital or finance a future purchase.
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Commercial Banking
Our highly knowledgeable Commercial Bankers have the experience and flexibility to create complete financial solutions to support the needs of businesses in our region.
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Business Banking
We support many businesses including medical practices, professional services firms and manufacturers seeking loans from $350,000 up to $5,000,000 through a program designed with a specialized credit structure and streamlined loan approval process. This relationship-driven Business Banking approach means we provide useful and timely advice from business growth through transition.
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SBA Preferred Lending
Our regional SBA lending team approach means that First National 1870 can provide the benefits of SBA Preferred Lending to our Albuquerque, Los Alamos and Santa Fe communities.
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Apply Online for Small Business Loans
Through a partnership with SmartBiz, we offer an online application with pre-approval in minutes for small business financing from $25,000 - $350,000.
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Industry-Focused Groups
Through Sunflower Bank, we have specialized groups that serve the financing needs of the Technology Media & Telecom, Healthcare, Commercial Real Estate and Construction Trades industries.
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Employee Retention Credit
At First National 1870, we want to make sure that businesses in our communities access the Employee Retention Credit (ERC) of up to $26,000 per employee and secure the financial boost your company earned. That's why we created a partnership with SmartBiz® and Ready Capital® to help eligible businesses apply for the ERC tax refund.
Find Out If You Are Eligible
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