Business Checking Accounts
No matter the size and scope of your business, we have a business account that is right for you.
We offer a range of business checking accounts, including accounts with enhanced features and built-in fraud protection benefits designed to meet the need of businesses with low-to-moderate transaction volumes, as well as interest-bearing and analyzed accounts for those looking to maximize the cash flow of your business.
Guard Your Business With Enhanced Banking
CyberGuard Business Checking & CyberGuard Business Checking Plus
Choose the standard account or the higher level “Plus” account based on fraud protection limits best suited for your business. CyberGuard Business and CyberGuard Plus Business Checking include:
Cyber Liability with Ransom Payment Protection
- Up to $50,000 Cyber Liability1,3
- Protect your business for specific costs of a data breach or cyber-attack
- Up to $10,000 Ransom Payment Protection1,3
- When your business receives a ransom threat, this provides your business funds to evaluate and respond with a resolution of termination of the threat.
Business ID Theft Aid2
- Business Credit Monitoring, Score and Report
- Monitor changes and activity as you view your business credit report, track your business credit score, and easily track trends using a dashboard.
- Business Dark Web and Domain Monitoring
- Continuously monitor the dark web for changes or activity related to your business identity and data.
- Fully Managed Business ID Restoration
- Should your business be the victim of identity theft or other related fraudulent crimes, full-time experts will guide you through the process of restoring your business’ identity, financial security and legal integrity.
- Tailored Security Assessment
- A Cyber Threat Assessment will create a specific Cyber Risk Profile for your business to pinpoint and help understand its cyber risks.
Business Support Services
- Customized Estate Planning2
- Create a state specific, complete estate plan to meet your unique needs and the impact they could have on your business. All the documents are included, like Wills, Trusts, and Power of Attorney. Store all your documents and other important information in your Digital Vault.
- Tax Filing2
- File your personal or business federal return in minutes for free.
- Bill Negotiation Services2
- Lower Recurring Bills with a 90% success rate in lowering business bills. Send us your mobility, telecom, waste management, payroll, SaaS subscriptions, and document services bills, and we’ll find the savings.
- Free Business Visa® Debit Card
- Plus, additional services designed to enhance the operation of your start-up or growing business
Buyer's Protection and Extended Warranty1
- Your newly purchased items can be reimbursed or replaced up to $5,000 if an accident or theft occurs within 180 days of purchase, when purchased using your BaZing checking account.
View the Benefits Reference Guides to see the great services that come with our CyberGuard accounts:
CyberGuard Business Checking CyberGuard Plus Business Checking
Banking benefits powered by BaZing are also available with our premium, personal checking accounts. Learn how you can improve your daily life and get access to money-saving benefits here.
Checking Accounts with Advanced Payment Services
We offer account options for businesses with higher transaction volume and/or require treasury management and payment services.
If your business has a need for an account with more advanced functionality, we offer solutions to meet your specialty needs or support your ancillary cash management needs such as ACH Services, Positive Pay, or Remote Deposit Capture. These and other Treasury Management services are presented as tailored solutions to meet your needs based on an analysis of your current transaction volume. Call us today to start the journey toward making your money work for you and your business.
IOLTA Accounts
Specialty trust checking accounts for those who need them.
We believe in giving back to the communities we serve and supporting institutions like public agencies and nonprofits that work to improve the lives of those in need. If you are an attorney, contact your local relationship manager to find out the interest rates for First National 1870's IOLTAs.
Business
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To open an account, visit your local branch or speak to your relationship manager.
Contact Us
Available 8AM-8PM (CT) Monday-Friday 8AM-4PM (CT) SaturdayFind a Branch Near You
1 INSURANCE PRODUCTS ARE: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
2 Requires activation.
3 Not available in New York. Debit Card Employee Misuse Protection is underwritten by Virginia Surety Company, Inc., an Assurant company.
Visa is a registered trademark of Visa International Service Association and used under license. This card is issued by Sunflower Bank, N.A. pursuant to a license from Visa USA Inc.