Business Checking Accounts

No matter the size and scope of your business, we have a business account that is right for you.

We offer a range of business checking accounts, including a basic checking account designed to meet the need of businesses with lower transaction volumes, as well as interest-bearing and analyzed accounts for those looking to maximize the cash flow of your business. 

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    Small Business Checking Account

    A basic and straightforward business checking account designed specifically for small business customers with low-to-moderate activity.

  • Low $14.00 monthly maintenance fee may be waived with compensating average collected balances and includes Business Banking Direct Online Banking, Mobile Deposit1, Bill Payment, and eStatements. Ask for details.
  • No minimum balance to maintain
  • First 200 items included, low-cost per item thereafter
  • Free Business Debit Card
  • Plus additional services designed to enhance the operation of your start-up or growing business2
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    Checking Accounts with Advanced Payment Services

    Account options for businesses that use services including ACH Services, Positive Pay or Remote Deposit Capture

If your business has a need for an account with more advanced functionality, we offer solutions to meet your specialty needs or support your ancillary cash management needs such as ACH Services, Positive Pay, or Remote Deposit Capture. These and other Treasury Management services are presented as tailored solutions to meet your needs based on an analysis of your current transaction volume. Call us today to start the journey toward making your money work for you and your business.

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    Interest on Lawyers Trust Accounts (IOLTAs)

    Specialty trust checking accounts for those who need them

We believe in giving back to the communities we serve and supporting institutions like public agencies and nonprofits that work to improve the lives of those in need. If you are an attorney, contact your local relationship manager to find out the interest rates for First National 1870's IOLTAs.

To open an account, visit your local branch or speak to your relationship manager

Contact Us

Available 8AM-8PM (CT) Monday-Friday

8AM-4PM (CT) Saturday
Learn More by contacting us

Find a Branch Near You

1Message and data rates and charges may apply from your mobile carrier. Please check with your mobile carrier for details. Mobile Check Deposit is subject to approval, terms of service, and restrictions. 2Fees and conditions may apply to other products and services offered. Contact us 888.827.5564 for the specific terms that apply to products and services. Terms and conditions of accounts, products, programs and services are subject to change.