Exciting news! On October 27, 2025, our holding company, FirstSun Capital Bancorp and First Foundation Inc. jointly announced that we have entered into a definitive merger agreement. Read the full announcement on the FirstSun Investor Relations website: https://ir.firstsuncb.com/news/news-details/2025/FirstSun-Capital-Bancorp-and-First-Foundation-Inc--Combining-in-All-Stock-Merger/default.aspx

Important Fraud Alert: We have received reports of fraudulent calls appearing to be from Sunflower Bank. If someone contacts you claiming to be from Sunflower Bank or First National 1870 and asks you to provide online banking login credentials or account information, do not follow their instructions and hang up because #BanksNeverAskThat. Do not provide any details or visit any websites at their request. Please call our Customer Care directly at 888.827.5564 if you have any concerns.

Business Checking Accounts

No matter the size and scope of your business, First National 1870 has an account that is right for you.

We offer a range of business checking accounts, including accounts with enhanced features and built-in fraud protection benefits designed to meet the need of businesses with low-to-moderate transaction volumes, as well as interest-bearing and analyzed commercial accounts to maximize the cash flow of high transaction businesses. Specialized accounts for non-profits, and state-specific accounts for attorneys, and real estate specific needs are also available.

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Additional Services with Your Business Checking Accounts

Business checking accounts come with additional services including Business Visa® Debit Cards, online and mobile banking, and in-branch support. Visit a branch near you to meet a Business Banking specialist to help with all your business needs.

Featured Business Checking Account

CyberGuard Business Checking

A business checking account with enhanced features and built-in fraud protections, tailored for small businesses with moderate transaction volume. 

Commercial Checking

An analyzed checking account designed for businesses with high transaction activity and needs for advanced Treasury Management services.

Civic Checking

An interest-bearing checking account for the unique needs of not-for-profit organizations such as charities, school clubs, and fundraising organizations. 

Learn More About the Benefits Included with our CyberGuard Business Checking Accounts

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CyberGuard Business Checking Accounts Offer Built-In Fraud Protection and Business Services

We know that small businesses are increasingly targeted by cybercriminals and a single phishing attack or data breach could severely impact your bottom line and reputation. That’s why we’ve created the CyberGuard Business Checking Accounts. Through a partnership with BaZing, Sunflower Bank is reinventing business checking accounts by including a complementary cyber program that protects your business from security threats and much more. 

“It's not just a checking account-it's a value-packed business tool with built-in protection and peace of mind!"

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