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Small Business Lending

Serving Small Business in a Smarter Waysmartbiz

At First National 1870, we believe in the importance of supporting small business development to sustain the economic diversity and stability of our communities. That’s why we’ve partnered with SmartBiz to help provide small business loans to our customers.

Whether your business needs working capital to realize a business plan or financing to purchase a new piece of equipment, we offer a streamlined all-online process that helps you find out if you are pre-qualified for a loan with just a few steps.

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Apply Now

Apply online for a small business loan and get pre-qualified in minutes. 

Credit products offered by Sunflower Bank, N.A. and are subject to credit approval and program eligibility guidelines. Rates are subject to change. Contact your lender for more information.

Apply Now
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    Small Business Financing from $25,000 - $350,000:

    Conventional Term Loan | Conventional Line of Credit | SBA 7(a)

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    Loan Purpose:

    Debt Refinance | Equipment Purchase | Working Capital

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    Loans not Included:

    Real Estate (Purchase or Refinance) | Start Up | M&A

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About SmartBiz

SmartBiz is the leading AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. More than 230,000 entrepreneurs have utilized SmartBiz to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses. SmartBiz was named the Top Small Business Lending Platform by LendIt Fintech® in 2022 for excellence in keeping the economy running through successful loan performance, volume, growth, product diversity, and innovation. Learn more at smartbizloans.com.

If you have started an online application and have questions, please contact SmartBiz directly:

SmartBiz Customer Support: 866.283.8726 or [email protected]

If your First National 1870 loan has funded, please contact your First National 1870 relationship manager or Customer Care at: 888.827.5564.

Contact Us

Available 8AM-8PM (CT) Monday-Friday

8AM-4PM (CT) Saturday
Learn More by contacting us

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