Business Savings

Business Savings AccountSavings Accounts

Businesses need bank accounts that offer liquidity and safe returns. First National 1870's business savings accounts, money market accounts, and Certificates of Deposit (CD) feature competitive rates that can help capital grow while you focus on the day-to-day needs of your business.

  • A Business Savings Account is a way to invest for short and long term financial goals. The account earns interest, permits withdrawals as needed, and includes Business Online Banking and e-Statement access.
  • A Certificate of Deposit (CD) may be right for your business if you don’t need immediate access to funds. The Business CD account offers a fixed term and interest rate and generally pays a higher rate of interest than a savings account or money market. Choose from a variety of certificates, terms, and CD specials tailored to your community. CD accounts are FDIC-insured up to $250,000 per depositor, per category, and interest payments can automatically reinvest or be transferred into a checking or savings account.
  • Money Market Accounts are a way to make the most of your business funds. We offer multiple account options with the opportunity to earn higher interest rates as the balance increases. Up to six withdrawals can be made per monthly statement cycle without charge. Business Online Banking allows you to manage your Money Market transactions and balances. 

A Health Savings Account (HSA) can help you attract and retain employees while potentially saving you money on health insurance premiums. The benefits to your business and your employees can be significant. We offer a versatile Health Savings Account and will guide your employees through the process to help them understand and utilize the account to their advantage. We can serve as the custodian, partner, or advisor - it’s up to you.