Commercial Banking

When your business works with our commercial banking team, you can trust that we're in it for the long run. First National 1870 is proud to offer you the community-bank customer service you want with the big-bank solutions you need.

We know that each business is unique, so we work as a team with you to fully grasp your organization and its challenges and opportunities. And as a team, you can rely on us to take care of your credit needs and Treasury Management tools while you focus on the day-to-day running of your company.

First National 1870 has the history and strength to provide robust commercial services while remaining devoted to our community roots. If you are considering commercial loan consolidation or refinancing; are trying to decide whether to expand or acquire a new business; are looking to upgrade or replace equipment, technology, or change your location, we’ll work with you to determine the best commercial loan for your needs. Our commercial banking teams provide financing strategies for every phase of the business life cycle-- from start-up, to growth and business succession.

We have specialized teams dedicated to supporting small businesses, healthcare and professional practices, and those with specialty finance needs - including structured finance and public finance.

A Local Team Approach

Our bank is driven by locally-informed decision making. We're a banking partner with a deep knowledge of your community. Our goal is to understand your company's unique place in the market and build a plan with you. We don’t have loan committees, we have local signatories who get to know your business inside and out. Because when you succeed, we succeed.