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Creating Possibility through Mortgage Lending

Whether you're buying your first home, refinancing, or exploring investment opportunities, our experienced mortgage team is here to guide you every step of the way. We proudly partner with homeowners, real estate professionals, builders, and appraisers to make the financing process seamless and personalized.

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Where Homeownership Begins and Relationships Grow

Mortgage lending is about helping people make meaningful steps toward homeownership with the support of a team that cares. We work with individuals, families, and housing professionals to make home financing simple, accessible and personal. As a division of Sunflower Bank, First National 1870 and our mortgage loan originators in Albuquerque, Los Alamos and Santa have a full suite of loan options, the ability to originate loans in 43 states, and an understanding of both local and national markets. Whether you're navigating the homebuying process or support clients through it, we're here with reliable service, responsive communication and a relationship-first approach you can count on. 

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Buy A Home

Whether you’re a first-time buyer or an experienced homeowner, we help you find the perfect loan to match your needs and home aspirations.

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Refinance Your Mortgage

We offer expert guidance to secure a better rate or leverage your home’s equity, helping you achieve your financial objectives.

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Build A Home

Looking to build? We handle the financing so you can focus on managing details and meeting deadlines.

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Renovate Your Home

Bring your vision to life with loan options designed for renovations and remodels.

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Essential Mortgage Resources 

Buying a home is one of the most significant investments you will make, and there are many things to consider. Between the housing market, interest rates and your future goals, where do you even start? From buying a home to managing your mortgage, our essential resources support you at every stage of homeownership.

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    Mortgage Education Center

    Find a wealth of information to help you on your homebuying journey in the Mortgage Education Center on the Sunflower Bank website. From resource articles to FAQs, we’ve got you covered.

    Learn More in Mortgage Education Center
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    Manage Your Mortgage

    In most cases, your loan will be serviced by Sunflower Bank for its lifetime. Access resources and important forms you need on the Sunflower Bank website.

    Find what you need in Manage Your Mortgage
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    Contact Our Team

    First National 1870 customers have access to a wide range of mortgage experts at Sunflower Bank. Find the right team to help you on the Sunflower Bank website.

    Contact Us in Contact Our Team

Mortgage Customer, Spokane, WA Says:

There was great communication every step of the way.

Being a first-time home buyer, I felt that there was great guidance throughout the process. The process went by smoothly.

Mortgage Customer, Denver, CO Says:

Was a great experience first time buying and they led us through the whole process, and it was very easy at the end.

Mortgage Customer, Horseshoe Bay, TX Says:

Your team is top notch.

The level of communication and personal service is off the chart. Thank you!

Mortgage Customer, Spokane, WA Says:

Great service and excellent communication.

Mortgage Customer, Longmont, CO Says:

Communication was great, friendly smart staff!

Mortgage Customer, Nine Mile Falls, WA Says:

Lots of communication almost every day and very precise updates.