Exciting news! On October 27, 2025, our holding company, FirstSun Capital Bancorp and First Foundation Inc. jointly announced that we have entered into a definitive merger agreement. Read the full announcement on the FirstSun Investor Relations website: https://ir.firstsuncb.com/news/news-details/2025/FirstSun-Capital-Bancorp-and-First-Foundation-Inc--Combining-in-All-Stock-Merger/default.aspx
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Down Payment Assistance (DPA) in Santa Fe, New Mexico
Unlock Homeownership in New Mexico with Down Payment Resource
First National 1870 is proud to partner with Down Payment Resource, a trusted third-party organization dedicated to helping eligible homebuyers find down payment assistance. Through a personalized search experience, this tool matches individuals with programs tailored to their specific homebuying needs.

How Down Payment Assistance Works
Check Your Eligibility with Three Easy Steps
First National 1870 is committed to helping families in New Mexico attain affordable housing. Through Down Payment Resource, we are able to connect customers with over 800 programs nationwide. Here's how it works:

Step 1 - Check Your Eligibility in Minues
To get started, visit the Sunflower Bank Down Payment Resource Center. You'll be directed to a trusted third-party website. On this site, you'll be asked to provide you name, address and other basic demographic information. Rest assured, your personal information is protected.

Step 2 - Get a Custom Report on Assistance Programs
Once you have submitted your information, you will receive an email with a detailed report of all the programs you may qualify for.

Step 3 - Connect with a Local Home Loan Expert
Your information and eligible programs will be securely shared with a Sunflower Bank Mortgage Loan Originator. They will review your details and reach out to discuss best assistance program to support your homebuying needs.
Connect with a Mortgage Loan Originator in Santa Fe, New Mexico
Learn More About First-Time Homebuyer Programs in Santa Fe, New Mexico
The number one obstacle for most homebuyers is the down payment, but help is out there. Use our Down Payment Resource Center tool or connect with one of our professional mortgage loan originators to get started on your homeownership journey today! Together, we’ll make your homeownership dreams a reality.
Check Eligibility(Opens in a new window) Find a Local Lender in New Mexico
Frequently Asked Questions for Down Payment Assistance
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38% of Down Payment Assistance programs do NOT have a first-time homebuyer requirement. Additionally, some programs allow buyers to regain their first-time status if they meet certain criteria. Learn More about Are Down Payment Assistance Programs Only for First-Time Homebuyers?
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Many different types of homes can be eligible for Down Payment Assistance programs. Sales price limits can range from $200,000 to $900,000 across different programs. Learn More about Can Down Payment Assistance Only Be Used to Purchase Inexpensive Homes?
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Not at all. Many buyers find that they have options for assistance. Since there are so many programs and opportunities out there, it can be hard for buyers to identify the programs that are most applicable to them. Use the free tool provided by Down Payment Resource to find what programs you are eligible for. Down Payment Resource about Is it Hard to Qualify for Down Payment Assistance Programs?
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Applying for down payment assistance requires additional paperwork, but it is very similar to other home financing paperwork. Your lender is knowledgeable about the Down Payment Assistance programs in your area and can work with you to simplify the process.
Down Payment Resource (DPR) is a third party and not affiliated with Sunflower Bank. Information collected by DPR is subject to Sunflower Bank’s Privacy Policy and standards. Results issued by DPR do not constitute a credit decision. Consult your MLO for more information.
Consult your mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval. This is not an offer for extension of credit or a commitment to lend.




