Overdraft Protection Services

First National 1870 offers overdraft protection services to keep you from being declined from inadvertently lacking funds in your account to cover a transaction. You have the option to choose one or more of our service options including Overdraft Transfer and Ready Cash Reserve. We also provide a discretionary Overdraft Privilege service per the terms of your Personal Deposit Account Agreement.  Call or stop by and talk to a personal banker to discuss the plans and applicable fees so that you can decide which plans may be right for you.

Disclosures and Additional Information