Are you looking to streamline disbursements and reduce risk? Contact First National 1870 to speak with our Treasury Management team. We'll consult with you to learn your internal processes and then offer solutions that transform your business.
These services include:

ACH Manager

The easiest way to securely originate electronic business payments is with our cost-effective ACH service.

Wire Transfer Services including International Payments

Initiate and approve outgoing wire transfers in real-time, directly from our online banking portal.

Payroll Services

  • Payroll Cards enable 100% electronic funding of your payroll, and are the leading alternative to paper checks. Employees can use the payroll cards securely at the point-of-sale or retrieve cash from an ATM or bank.
  • Direct Deposit pays your employees directly through our Treasury Management services.

Commercial Cards

With your needs in mind, the Visa® Commercial Card from First National 1870 allows our clients to combine the features and benefits of Purchasing, T & E, Virtual, Declining Balance and Fleet cards into one efficient program, providing simplified control and reporting capability. It is designed to empower businesses and their employees to spend securely while improving financial reporting, working capital and cash flow.


  • Bill Payment is available through Business Online Banking.
  • Tax Payment lets you select the tax agency, tax type and tax period for which an ACH payment will be made.