Are you looking to streamline disbursements and reduce risk? Contact First National 1870 to speak with our Treasury Management team. We'll consult with you to learn your internal processes and then offer solutions that transform your business.
These services include:

ACH Manager

The easiest way to securely originate electronic business payments is with our cost-effective ACH service.

Wire Transfer Services including International Payments

Initiate and approve outgoing wire transfers in real-time, directly from our online banking portal.

Payroll Services

  • Payroll Cards enable 100% electronic funding of your payroll, and are the leading alternative to paper checks. Employees can use the payroll cards securely at the point-of-sale or retrieve cash from an ATM or bank.
  • Direct Deposit pays your employees directly through our Treasury Management services.

Business Credit Cards

  • T&E Cards track Travel & Entertainment expenses to control spending with ease.
  • Purchasing Cards provide opportunities for annual spending and online transaction management.


  • Bill Payment is available through Business Online Banking.
  • Payment Plus lets you replace all or a portion of your check run when we manage payments to your vendors.

Account Reconciliation

Partial reconciliation helps streamline your processing by automatically updating your accounts payable system against a list of paid items. Another option is full reconciliation, which provides an additional list of outstanding items. Our deposit reconciliation service can track deposits by location -- assigning each location a unique number pre-printed in the MICR line of the deposit slip -- and managing deposits into one account.