Customer-First Banking

We have the financial solutions and the right tools you need to achieve your finance goals while accommodating your lifestyle. Customer-First Personal Banking, a better banking experience, provided by friendly bankers you know and trust.

Your Future. Our Solutions

The way you handle finances today shapes your future. The services and solutions at First National 1870 help you create the future of your dreams. Our personal bankers offer assistance with everything from easily accessible checking and savings accounts to low-interest, no-annual-fee credit cards. Need money for a car, home or once-in-a-lifetime vacation? Ask us. We're in the business of making possibility a reality.

  • We have accounts that check all your boxes no matter where you are in your financial journey.

    Learn More about Checking Accounts

  • Whether you're looking to finance a big purchase, consolidate debt or need extra cash to cover unexpected expenses, we have the personal loans, home mortgages, and credit card options to meet your financial goals.

    Learn More about Loans & Credit

  • No matter where you are in life, it's important to prioritize saving to ensure a secure financial outlook.

    Learn More about Savings Accounts

Open A Personal Account Online

Open a personal account online today! It's secure, safe, and convenient!
Open Account

The Services You Need. The Partner You Deserve.

Creating Possibility Starts Here

New Checking Account – Limited-Time Promotion

At First National 1870 you get more than just a place to store your money — you get a partner who’s here to help you manage your daily life with ease. From protecting you against the unexpected to helping you save money on everyday expenses, we’ve got you covered. Plus, a $200 Welcome Reward.* 

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Current Promotions

View our current promotions and deposit specials to enhance your personal banking experience. 
Explore Promotions

Homebuyers Deserve a Better Choice

Buying a home is one of the biggest investments you will make. We're dedicated to providing a high-quality lending experience.
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Refer-A-Friend Program

Share the perks of being a First National 1870 customer with your friends and family. When you do, you can earn up to $500* annually when they open their first personal checking account at First National 1870 or Sunflower Bank!

Refer a Friend today!

Ricardo N., Los Alamos, NM Says:

Top-notch bank.

Would highly recommend. And they're actually friendly as well!

Sylvie P., Santa Fe, NM Says:

The staff at the Eldorado Branch of the First National 1870 are truly exceptional.

If short wait times and friendly, courteous service are important to you, this should be your bank. At a time when “service” is virtually non-existent, the Eldorado Branch performs very well.

Tiffany P., Los Alamos, NM Says:

Great customer service.

And fast follow up when I had questions.


Benefits Of Online Banking

Easy. Convienent. Secure.

Sunflower Bank's 24/7 access makes it easy for you to manage your money anywhere and anytime. Online banking allows you to check your account balances, transfer funds between accounts, view transaction history, and pay your bills - on your schedule. By signing up for eStatements, you can also avoid paper statement fees.


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    Go Paperless

    Access your account statements quickly, safely, and securely by enrolling in Personal Online Banking and eStatements.

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    Accountholder Guide

    Already a customer? View our Accountholder Guide to get the most out of your banking experience.

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Contact Us

Available 8AM-8PM (CT) Monday-Friday

8AM-4PM (CT) Saturday
Learn More by contacting us

Find a Branch Near You