Open a New Checking Account with Benefits
$1,900+ Reasons to Switch
Why settle for less when you can get real value? Our Elevation and Pinnacle Checking Accounts deliver up to $1,983 in annual benefits*; including perks you might already be paying for, such as Roadside Assistance, Cell Phone Protection, Pet Care Services and more.
This isn't just a checking account. It's added protection, money-saving solutions and everyday benefits to put cash back in your pocket.
Make the switch to premium checking today and start enjoying real benefits worth real money.
Real Benefits, Worth Real $$$
Get these benefits, personalized service, and more when you switch to First National 1870 and choose Premium Checking.
The money-saving perks really add up — $1,900+ in annual value.
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Roadside Assistance (1,2,7)
Available 24/7 and free to use, up to $80 in covered service charges. Worth $95 if you purchased this service through a motor club.
Learn More in Roadside Assistance (1,2,7) -
Health Savings Card (1,7)
Save money on prescriptions, eye exams, frames, lenses and hearing services. Worth $156 if you purchased this coverage individually.
Learn More in Health Savings Card (1,7) -
Cell Phone Protection (1,3,4,7)
Just pay your cell phone bill with your BaZing checking account, and you’re covered. Worth $162 if you purchase coverage through your carrier.
Learn More in Cell Phone Protection (1,3,4,7) -
Financial Wellness (1,8)
Includes life and estate planning tools to protect you and your family, making it easy for you to protect what matters most. Worth $199 in savings if you purchase this service individually.
Learn More in Financial Wellness (1,8) -
Bill Shark (1,5)
Our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf. Worth $450 in savings if you negotiate your bills annually.
Learn More in Bill Shark (1,5) -
ID Theft Aid (1,4,5,7)
Receive a reimbursement for covered expenses you incur to restore your identity, up to the maximum amount allowed for the product enrolled. Worth $38 if you purchased this coverage individually.
Learn More in ID Theft Aid (1,4,5,7) -
Credit Monitoring (1,8)
Receive alerts if your monitored credit report has suspicious activity and more. Worth $282 if you purchased this service individually.
Learn More in Credit Monitoring (1,8) -
Pet Insurance (1,8)
Discounted pet insurance and savings on other pet care services and products. Worth $209 if you purchased this coverage individually.
Learn More in Pet Insurance (1,8) -
Buyers Protection and Extended Warranty (1,4,7)
Items are protected for up to $2,500 per item if theft or accidental breakage occurs. Worth $260 if you purchase this coverage individually.
Learn More in Buyers Protection and Extended Warranty (1,4,7) -
Local and National Retailer Discounts (1,6)
Local discounts and national retailer deals to save you money on shopping, dining, travel & more. Worth $72 in savings if you used two coupons a month.
Learn More in Local and National Retailer Discounts (1,6) -
Shop Online (1,6)
Use BaZing to save with online retailers nationwide. Including discounts on hotels, attractions & retail stores. Worth $60 if you shop online once a month.
Learn More in Shop Online (1,6)
That's a Total Annual Value of Up To $1,983
Which Personal Checking Account is Right For You?
Elevation Checking
Our most popular, value-added checking account
Pinnacle Checking
Our premium level, interest-bearing checking account
Current Promotions
Grow Your Savings with the Security You Can Count On
Help your savings flourish with competitive rates, the flexibility you need, and dependable security with Thrive Money Market. You'll benefit from strong, reliable growth and competitive rates: 3.45% APY1,2 $24,999.01 & Above | 3.05% APY1,2 $24,999.00 & Below
*The estimated savings and value of benefits presented are calculated based on general data and representative assumptions as of December 2025. These figures are estimates only and do not guarantee the exact amount you will save or the precise value of the benefits you receive. Your actual savings may vary based on your personal circumstances, benefit choices, and actual usage.
1Must be a valid accountholder of a participating financial institution to qualify for benefits. 2Roadside Assistance is available 24/7, year-round throughout the United States, Canada and Puerto Rico. 3Cell Phone Protection benefits are only available to valid accountholders that reside in the United States or Canada. Benefits are subject to additional terms and conditions. Must pay your monthly cell phone bill from your eligible checking account to use this benefit. 4Insurance products are: NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK. 5Personal Identity Theft benefits are only available to valid accountholders that reside in the United States or Canada. Benefits are subject to additional terms and conditions detailed in the Benefit Reference Guide . 6Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. 7View the Benefit Reference Guide to review additional details, terms and conditions. The information in the guide is designed to assist eligible account owners. If there is any conflict between the information listed in the Benefit Reference Guide and the full terms and conditions outlined on the BaZing.com website, the full terms and conditions will control in all respects. 8Billshark, Financial Wellness, Pet Insurance, and Identity Monitoring and Credit Monitoring each require additional activation to begin.