Thrive Money Market

Grow Your Savings with the Security You Can Count On

3.45% APY1,2

$24,999.01 & Above


3.05% APY1,2

$24,999.00 & Below

Sunflowers in field with sunflight for the Thrive Money Market at Sunflower Bank

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    Stronger growth and savings begins here.

    Stop by to open your Thrive Money Market or call us for details.

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With the Thrive Money Market You Get:

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Competitive Rates:

Earn more with higher rates as your balance grows

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Flexible Access:

Enjoy easy and flexible access to funds

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Secure Savings:

FDIC-insured3

Account Features

  • Available for maturing bank CDs
  • Unlimited new money deposits
  • $1,000 minimum deposit to open
  • Easy access
  • FDIC-insured3

What is a money market account?

In simple terms, think of a money market account as a type of savings account. You earn interest on it according to current money market interest rates. The interest rates on money markets are often better than with regular interest-bearing checking or savings accounts.

Note that money market accounts typically have higher minimum opening and monthly balance requirements than traditional savings accounts. There can also be a monthly maintenance fees.

Money market accounts allow you to withdraw funds when needed, but you may be limited to only 6 transfers or withdrawals per statement cycle before incurring a fee.

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Refer-A-Friend Program

Share the perks of being a First National 1870 customer with your friends and family. When you do, you can earn up to $500* annually when they open their first personal checking account at First National 1870 or Sunflower Bank!

Refer a Friend today!

1Annual Percentage Yield (APY). 
2Customer must have or open a personal checking account to be eligible to open the Thrive Money Market savings account. A $1,000 minimum daily account balance is required to avoid the $8 monthly maintenance fee. Account is also subject to a $20 monthly maintenance fee when an average collected relationship balance of $2,500 or more is not maintained in one or more checking accounts (personal/sole proprietor) owned by customer on the date the Thrive Money Market statement cycles. All deposits to the account must be new money. New money is defined as funds not currently on deposit at the Bank. An exception to this requirement will be made for deposits from an existing Sunflower Bank and First National 1870 certificate of deposit that is being closed. A minimum $1,000 of new money is required to be deposited into Thrive Money Market savings account at time of opening. The Bank reserves the right to monitor the account to ensure compliance with this requirement. Account only available to personal depositors. Not available to brokered deposits. Terms and rates subject to change after the account is opened. Rates accurate as of 12/16/2025. $0.01-$24,999.00=3.05% APY and $24,999.01 and above=3.45% APY. Fees could reduce earnings on the account. First National 1870, a division of Sunflower Bank, N.A. Member FDIC