Creating Possibility for Homebuyers

First National 1870 is proud to offer home mortgage lending solutions through Guardian Mortgage, a division of Sunflower Bank, N.A. Guardian Mortgage is a national mortgage platform that has helped over a million homebuyers realize their dreams of homeownership. It was founded in 1965 on the principles of integrity, superior customer service, and mutual trust and has been a division of Sunflower Bank, N.A. since 2017.

Today Guardian Mortgage provides the specialty services of a boutique mortgage company to homebuyers throughout Sunflower Bank and First National 1870 communities and beyond. Guardian Mortgage services 97 percent of loans funded, so your relationship as a home mortgage customer won't end when your loan closes. Together we create long-term partnerships that address your complete financial needs.

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Loan origination in 40+ States


Over 1 Million Homeowners Served

Enjoy More from Your Banking Experience with Guardian Mortgage

Housing all of your banking needs under one roof is possible with us. First National 1870 customers benefit from the advantages of Guardian Mortgage’s national lending platform. The ability to originate loans in more than 40 states means you can work with your local mortgage loan originator to finance a second home or investment property in a location far away from your primary residence.

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Visit the Guardian Mortgage Website

The Guardian Mortgage website has a wealth of information to help homebuyers every step of the way.

Visit the Site

Apply For A Home Loan

Take the first steps toward homeownership with a lender you can trust. Find a mortgage loan originator near you and get started today.

Apply Now

Comprehensive Home Loan Options

When purchasing or refinancing a home, there are many things to consider. Between the housing market, interest rates, and your future goals, where do you even start? We understand buying a home is one of the biggest investments you will make, and we're dedicated to providing a high-quality lending experience.

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Guardian Mortgage offers a variety of home loan options to match your financial needs. From initial inquiry to closing, experienced loan originators guide you through the home financing process. Let our experienced loan professionals help you choose a loan that’s right for you.

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    An appealing option for those with good credit scores, low debt-to-income ratios, and who are seeking maximum flexibility. Conventional loans are not guaranteed or insured by a government agency.

    Learn More in Conventional
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    Government-backed loans are insured by the federal government and offer the opportunity of home ownership to people who wouldn't meet the requirement of traditional or conventional lending.

    Learn More in Government
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    If you are eyeing a large home purchase, a jumbo loan may be the right option for you. This loan option exceeds the statutory size limit eligible for purchase or securitization by federal agencies.

    Learn More in Jumbo
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    If you are building from the ground up or undergoing a renovation on your existing home, you may consider a construction loan versus conventional financing.

    Learn More in Construction

Alexander M. Says:

Everything was explained and made clear which made the whole process fast and as stress-free as possible.

Guardian Mortgage Customer -- Santa Fe, NM

Allison J. Says:

I recommend Guardian Mortgage to anyone!

Guardian Mortgage Customer -- Santa Fe, NM

Eric C. Says:

Knew how to make things go smoothly.

Guardian Mortgage Customer -- Albuquerque, NM

Linda D. Says:

Clear, transparent, and user-friendly service throughout the mortgage application and closing processes.

Guardian Mortgage Customer -- Santa Fe, NM

Martin L. Says:

Fast, thorough, professional service.

Guardian Mortgage Customer -- Santa Fe, NM

Check Out Our Calculators

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    Mortgage Calculator

    How much will your monthly mortgage payment be?

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    Rent vs Buy Calculator

    How much does it cost to buy versus to rent?

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    More Calculators

    These calculators are help you on the path to achieve your financial goals.

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