Exciting news! On October 27, 2025, our holding company, FirstSun Capital Bancorp and First Foundation Inc. jointly announced that we have entered into a definitive merger agreement. Read the full announcement on the FirstSun Investor Relations website: https://ir.firstsuncb.com/news/news-details/2025/FirstSun-Capital-Bancorp-and-First-Foundation-Inc--Combining-in-All-Stock-Merger/default.aspx

Important Fraud Alert: We have received reports of fraudulent calls appearing to be from Sunflower Bank. If someone contacts you claiming to be from Sunflower Bank or First National 1870 and asks you to provide online banking login credentials or account information, do not follow their instructions and hang up because #BanksNeverAskThat. Do not provide any details or visit any websites at their request. Please call our Customer Care directly at 888.827.5564 if you have any concerns.

MoneyPass

Surcharge-Free Access to Your Cash with MoneyPass® is Here!

No one likes to pay ATM fees to access their money. That’s why we’ve partnered with MoneyPass, one of the largest surcharge-free ATMnetworks that gives you convenient access to your money. Use your Sunflower Bank and First National 1870 Visa® debit card to access approximately 40,000 surcharge-free ATMs nationwide, including Puerto Rico.




What is an ATM Surcharge Fee?

An ATM Surcharge Fee is imposed by the ATM owner and passed on to the ATM user. These fees can quickly add up. First National 1870's switch to MoneyPass has opened thousands of ATMs to our customers, free of this surcharge. By using ATMs within the MoneyPass network, the ATM Surcharge Fee is eliminated altogether. 


Ways to Help Avoid ATM Fees

  • Use an available in-network MoneyPass or First National 1870 ATM. Use our Location Finder to locate in-network ATMs.
  • Obtain cash in the drive-thru or by teller.
  • Get cash back in-store.
  • Use digital payments (Apple Pay®, Samsung Pay™, Google Pay™) at the point-of-sale.


Can I make deposits at MoneyPass or other ATMs?

  • No. However, mobile check deposit* is a feature available with our Personal Mobile Banking App.

Find a MoneyPass ATM Nearby or Across the Country

As part of the MoneyPass network, your surcharge-free ATM is never far away. Quickly and easily find a MoneyPass ATM using the link below.

Find a MoneyPass ATM


Fee-free ATM availability is one of the many ways that First National 1870 prioritizes the financial well-being of its customers. We are committed to investing in widespread services instead of owned-investments. 

Find a Branch Near You

*Message, data rates and charges may apply from your mobile carrier. Please check with your mobile carrier for details. Mobile check deposit subject to approval. 

Apple, the Apple logo, Apple Pay, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Play and Google Pay logo are trademarks of Google LLC.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

Visa® is a registered trademark of Visa International Service Association and used under license.