Exciting news! On October 27, 2025, our holding company, FirstSun Capital Bancorp and First Foundation Inc. jointly announced that we have entered into a definitive merger agreement. Read the full announcement on the FirstSun Investor Relations website: https://ir.firstsuncb.com/news/news-details/2025/FirstSun-Capital-Bancorp-and-First-Foundation-Inc--Combining-in-All-Stock-Merger/default.aspx

Important Fraud Alert: We have received reports of fraudulent calls appearing to be from Sunflower Bank. If someone contacts you claiming to be from Sunflower Bank or First National 1870 and asks you to provide online banking login credentials or account information, do not follow their instructions and hang up because #BanksNeverAskThat. Do not provide any details or visit any websites at their request. Please call our Customer Care directly at 888.827.5564 if you have any concerns.

Open Personal Account

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Explore our online account opening options.

SunNet® Checking

Simple, on-the-go and online checking account solution.

SunNet® Savings

You maintain a moderate balance and are starting to save.

Opening Funding Balance

SunNet® Checking

$100.00 minimum deposit required to open account.

SunNet® Savings

$100.00 minimum deposit required to open account.

Minimum Daily Balance

SunNet® Checking

Minimum daily balance to avoid Account Maintenance Fee is $100.00.

SunNet® Savings

Minimum daily balance to avoid Account Maintenance Fee is $100.00.

Account Maintenance Fees

SunNet® Checking

$9.00; Fee waived if minimum daily balance of $100.00 is maintained.

SunNet® Savings

$5.00 maintenance fee per quarterly statement cycle if the required minimum daily balance is not maintained.

Additional Information

SunNet® Checking

Account Disclosure

SunNet® Savings

Account Dislcosure

If you have questions or need assistance while opening your new checking or savings account, our Customer Care team is available Mon-Fri, 8:00AM – 8:00PM (CT) and Sat, 8:00AM – 4:00PM (CT) by calling 888.827.5564.

Accounts not eligible for promotions.

Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: AK, DE, ME, ND, NH, NY, VT, WV​.