Savings Accounts
No matter where you are in life, it's important to prioritize saving to ensure a secure financial outlook. Whether you're just starting out or nearing retirement, having a solid savings plan can make all the difference for whatever the future may bring. With First National 1870's range of savings accounts and wealth-building options, we're committed to helping you make the most of your hard-earned money.
Get More Out of Your Savings
Fuel Your Savings With a High-Yield Account
4.00% APY*
Get even more from your money when you take advantage of our limited time Certificate of Deposit Special -- available for personal (including Individual Retirement Accounts) and business accounts.
Explore Our Savings Options
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SF.Empty.Cell |
Supreme Money MarketYou want to enhance the return on your balances and maintain access to your funds. |
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| Minimum Balance Required to Open |
SunNet® Savings$100 |
Essential Savings$100 |
Supreme Money Market$100 |
| Minimum Daily Balance to Avoid Maintenance Fee |
SunNet® Savings$100 |
Essential Savings$100/$5 quarterly |
Supreme Money Market$1,000/$8 monthly |
| Interest-Bearing |
SunNet® Savings
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Essential Savings
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Supreme Money Market
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| Check Writing Ability |
SunNet® Savings |
Essential Savings |
Supreme Money Market
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| Free eStatement |
SunNet® Savings
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Essential Savings
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Supreme Money Market
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| Activity Fee Per Item |
SunNet® Savings$1 per debit in excess of 6 debits per quarterly statement cycle |
Essential Savings$1 per debit in excess of 6 debits per quarterly statement cycle |
Supreme Money Market$6 per debit in excess of 6 debits per monthly statement cycle |
| Account Maintenance Fee |
SunNet® Savings$5.00 per quarterly statement cycle if the minimum daily balance is not maintained. |
Essential Savings$5.00 per quarterly statement cycle if the minimum daily balance is not maintained. |
Supreme Money Market$8.00 per monthly statement cycle. |
| Additional Information |
SunNet® SavingsAccount Disclosure |
Essential SavingsAccount Disclosure |
Supreme Money MarketAccount Dislosure |
1Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: AK, DE, ME, ND, NH, NY, VT, WV.
2Account not eligible for promotions.
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Health Savings Accounts
An HSA can help you save for qualified medical expenses on a tax-free basis.
Learn More in Health Savings Accounts -
Individual Retirement Account
Individual Retirement Accounts (IRAs) are one of the smartest and most tax-efficient ways for individuals to save for their retirement.
Learn More in Individual Retirement Account -
Sign & Save
The Sign & Save Round-Up Savings feature can grow your savings every time you use your debit card. It's easy to enroll in and free to use.
Learn More in Sign & Save
You Set The Goal. We'll Help You Get There.
Not sure how much to save? Try our easy-to-use savings calculators to determine how much to set aside for major lie moments or unplanned expenses.
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View CalculatorSavings Goal
What will it take to reach your goals?
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View Calculator
Certificate of Deposit Calculator
Don't delay savings.
Contact Us
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