Savings Accounts

No matter where you are in life, it's important to prioritize saving to ensure a secure financial outlook. Whether you're just starting out or nearing retirement, having a solid savings plan can make all the difference for whatever the future may bring. With First National 1870's range of savings accounts and wealth-building options, we're committed to helping you make the most of your hard-earned money.

Get More Out of Your Savings

increasing arrows at sunset

Build Savings with Steady Growth

Maximize your earnings with the Endurance Money Market! 
4.60% APY* $100,000 & Above  |  4.25% APYBelow $100,000

 

Learn More
Limited Time CD Special

Take Your Earnings Further

Get even more from your money when you take advantage of our limited time Certificate of Deposit Special -- available for personal (including Individual Retirement Accounts) and business accounts.

Learn More

Explore Our Savings Options

SunNet® Savings

An on-the-go online savings solution.

Essential Savings

You maintain a moderate balance and are starting to save.

Supreme Money Market

You want to enhance the return on your balances and maintain access to your funds.

Minimum Balance Required to Open

SunNet® Savings

$100

Essential Savings

$100

Supreme Money Market

$100
Minimum Daily Balance to Avoid Maintenance Fee

SunNet® Savings

$100

Essential Savings

$100/$5 quarterly

Supreme Money Market

$1,000/$8 monthly
Interest-Bearing

SunNet® Savings

Essential Savings

Supreme Money Market

Check Writing Ability

SunNet® Savings

Essential Savings

Supreme Money Market

Free eStatement

SunNet® Savings

Essential Savings

Supreme Money Market

Activity Fee Per Item

SunNet® Savings

$1 per debit in excess of 6 debits per quarterly statement cycle

Essential Savings

$1 per debit in excess of 6 debits per quarterly statement cycle

Supreme Money Market

$6 per debit in excess of 6 debits per monthly statement cycle
Account Maintenance Fee

SunNet® Savings

$5.00 per quarterly statement cycle if the minimum daily balance is not maintained.

Essential Savings

$5.00 per quarterly statement cycle if the minimum daily balance is not maintained.

Supreme Money Market

$8.00 per monthly statement cycle.

Additional Information

SunNet® Savings

Account Disclosure
(1,2)

Essential Savings

Account Disclosure

Supreme Money Market

Account Dislosure

    1Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: AK, DE, ME, ND, NH, NY, VT, WV​.

    2Account not eligible for promotions.


    You Set The Goal. We'll Help You Get There.

    Not sure how much to save? Try our easy-to-use savings calculators to determine how much to set aside for major lie moments or unplanned expenses.

    Contact Us

    Available 8AM-8PM (CT) Monday-Friday

    8AM-4PM (CT) Saturday
    Learn More by contacting us

    Find a Branch Near You