Exciting news! On October 27, 2025, our holding company, FirstSun Capital Bancorp and First Foundation Inc. jointly announced that we have entered into a definitive merger agreement. Read the full announcement on the FirstSun Investor Relations website: https://ir.firstsuncb.com/news/news-details/2025/FirstSun-Capital-Bancorp-and-First-Foundation-Inc--Combining-in-All-Stock-Merger/default.aspx
Important Fraud Alert: We have received reports of fraudulent calls appearing to be from Sunflower Bank. If someone contacts you claiming to be from Sunflower Bank or First National 1870 and asks you to provide online banking login credentials or account information, do not follow their instructions and hang up because #BanksNeverAskThat. Do not provide any details or visit any websites at their request. Please call our Customer Care directly at 888.827.5564 if you have any concerns.
Savings Accounts
No matter where you are in life, it's important to prioritize saving to ensure a secure financial outlook. Whether you're just starting out or nearing retirement, having a solid savings plan can make all the difference for whatever the future may bring. With First National 1870's range of savings accounts and wealth-building options, we're committed to helping you make the most of your hard-earned money.
Get More Out of Your Savings
Grow Your Savings with the Security You Can Count On
Help your savings flourish with competitive rates, the flexibility you need, and dependable security with Thrive Money Market. You'll benefit from strong, reliable growth and competitive rates: 3.70% APY1,2 $24,999.01 & Above | 3.30% APY1,2 $24,999.00 & Below
6-Month CD Special - 3.55% APY*
Get even more from your money when you take advantage of our limited time Certificate of Deposit Special -- available for personal (including Individual Retirement Accounts) and business accounts.
Explore Our Savings Options
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SF.Empty.Cell |
Supreme Money MarketYou want to enhance the return on your balances and maintain access to your funds. |
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|---|---|---|---|
| Minimum Balance Required to Open |
SunNet® Savings$100 |
Essential Savings$100 |
Supreme Money Market$100 |
| Minimum Daily Balance to Avoid Maintenance Fee |
SunNet® Savings$100/$5 quarterly |
Essential Savings$100/$5 quarterly |
Supreme Money Market$1,000/$8 monthly |
| Interest-Bearing |
SunNet® Savings
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Essential Savings
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Supreme Money Market
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| Check Writing Ability |
SunNet® Savings |
Essential Savings |
Supreme Money Market
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| Free eStatement |
SunNet® Savings
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Essential Savings
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Supreme Money Market
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| Activity Fee Per Item |
SunNet® Savings$1 per debit in excess of 10 debits per quarterly statement cycle |
Essential Savings$1 per debit in excess of 10 debits per quarterly statement cycle |
Supreme Money Market$6 per debit in excess of 10 debits per monthly statement cycle |
| Account Maintenance Fee |
SunNet® Savings$5.00 per quarterly statement cycle if the minimum daily balance is not maintained. |
Essential Savings$5.00 per quarterly statement cycle if the minimum daily balance is not maintained. |
Supreme Money Market$8.00 per monthly statement cycle if the minimum daily balance is not maintained. |
| Additional Information |
SunNet® SavingsAccount Disclosure |
Essential SavingsAccount Disclosure |
Supreme Money MarketAccount Dislosure |
1Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: AK, DE, ME, ND, NH, NY, VT, WV.
2Account not eligible for promotions.
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Health Savings Accounts
An HSA can help you save for qualified medical expenses on a tax-free basis.
Learn More in Health Savings Accounts -
Individual Retirement Account
Individual Retirement Accounts (IRAs) are one of the smartest and most tax-efficient ways for individuals to save for their retirement.
Learn More in Individual Retirement Account -
Sign & Save
The Sign & Save Round-Up Savings feature can grow your savings every time you use your debit card. It's easy to enroll in and free to use.
Learn More in Sign & Save -
Financial Wellness Legal Services
Create legally binding state-specific Financial Wellness documents such as wills, health care proxies, powers of attorney, trusts, and more.
Learn More in Financial Wellness Legal Services
You Set The Goal. We'll Help You Get There.
Not sure how much to save? Try our easy-to-use savings calculators to determine how much to set aside for major lie moments or unplanned expenses.
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View CalculatorSavings Goal
What will it take to reach your goals?
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View Calculator
Certificate of Deposit Calculator
Don't delay savings.
Contact Us
Available 8AM-8PM (CT) Monday-Friday 8AM-4PM (CT) SaturdayFind a Branch Near You