Plan & Invest

Plan & Invest

Choosing the right partner to help build your financial future is one of the most important decisions you'll make. Because we’re in the business of making financial possibilities a reality, we have grown a unique investment platform that puts your interests first.

The first step to a workable plan requires that you understand the plan. We explain the process, the market, and your specific situation in clear terms. We'll answer any question; nothing is off-limits. Our goal is to turn complex information into something you can relate to. Building and preserving wealth, funding your retirement, and creating a legacy requires knowing what you have and making it work.

We offer wealth planning for every stage of life, including retirement planning, trust appointment and trust administration, investment management, personalized portfolio management, and active tax management.

Our skilled team of wealth advisors and administrators includes Certified Financial Planners (CFPs®). They’ll get to know you and your goals, analyze your current investment and retirement savings, and then collaborate with you to create a financial plan based on realistic expectations and trust.

Financial Planning Fundamentals

Keep these three fundamentals in mind when choosing a financial planning partner:

• Costs Matter

  The best investment advisors start where you're at right now, then consider taxes and other costs to create the best outcome for you. It’s not always easy to know the total cost of your investment portfolio. There are often hidden expenses embedded in the products used in your portfolio. Over time, higher expenses have a greater impact on your return, so we want you to know what you’re paying for. Taxes can also impact your investment portfolio’s return. That’s why we always keep sight of them when discussing your long-term investment outcomes.

• The Fiduciary Standard of Care

  The wealth management world is full of investment advisory firms that manufacture products and then promise that these same products are the solution to all your financial needs. In other words, they're trying to sell you their own product. First National 1870 does not offer proprietary products. We are regulated fiduciary advisors. That means we must act in your best interests by recommending the products and services that are positioned to help you reach your goals. As a fiduciary, it is our duty to provide the highest standard of care and put your interests first.

• Build a Sound Plan and Stay the Course

  Almost nothing has proven more counter-productive than choosing products based on past returns... it simply doesn’t work. The First National 1870 Wealth Management team works together with you to make sure that outside market forces don’t take your plan off track. We employ a disciplined process based on proven principles when creating a plan with you. We don't change it at the whim of the market. Our experience has shown that doing so will likely negatively impact the performance of your portfolio. 

Remember: This is your money and your future. When you work with our Wealth Management team, you’ll work with an investment advisor that truly has your best interests at heart.

Learn more about Wealth Management