Risk Management

Risk Management

Now more than ever, businesses require the right tools and technology to prevent losses due to fraud. Early detection is critical. Talk with our Treasury Management team to discuss how the options below can add layers of security to your business. 

Positive Pay

Positive Pay allows you to view potentially fraudulent checks before they clear. This can significantly reduce your exposure to check fraud.
 
How it works: Your company electronically submits a file with data from your issued checks. Checks that come in that don't match the checks-issued file are reported online and are either paid or returned, based on your decision.

ACH Positive Pay

ACH Positive Pay controls which companies are authorized to post ACH debits to your account and blocks those that are not. Similar to Positive Pay for checks, ACH Positive Pay alerts you of potentially fraudulent transactions before they post.

Information Reporting

Our online banking services for businesses provide an easy-to-access, comprehensive view of all your accounts and transactions for reconciliation purposes.

Stop Payments

Initiate and delete stop payments when you need to manage checks.