Savings

Reach Your Savings Goals Faster

Different goals require different strategies. That’s why we have smart savings solutions for every kind of saver. Whether you're looking to expand upon your existing savings portfolio, or just beginning, together we can explore the best short-term and long-term savings options to help maximize your earnings.

Save for the future with ease by using Personal Online Banking or the mobile app to set up automatic transfers from your checking to your savings — on a monthly or more frequent basis. Not sure how much to save? Take advantage of our easy-to-use savings calculators, to determine how much to set aside for major life moments or unplanned expenses. You set the goal. We'll help you get there.

Savings Calculators

And take the guesswork out of saving. Enroll in our Sign & Save Round-Up Savings¹ feature and watch your savings grow every time you use your debit card. It’s easy to enroll and free to use.
 
To get started, you’ll need a checking account with a debit card and a savings account. Each time you use your debit card for eligible purchases (i.e., groceries, gas, coffee), your purchase amount will be rounded up to the nearest dollar and the remaining change will be automatically transferred to your savings account. You’ll be surprised how much a little change adds up! Call us or stop by your local branch to get started.

Explore a variety of ways to maximize your savings.

Opening a savings account online is temporarily unavailable. To open an account, visit one of our branches. We apologize for the inconvenience. 

Account Type	Best If...	Opening Funding Balance	Minimum Daily Balance	Account Maintenance Fees	Additional Links
SunNet® Savings2	You maintain a moderate balance and are starting to save.	$100.00 minimum deposit required to open account.	Minimum daily balance to avoid Account Maintenance Fee is $100	$5.00 maintenance fee per quarterly statement cycle if the required minimum daily balance is not maintained.
Essential Savings	You maintain a moderate balance and are starting to save.	Minimum daily balance to avoid Account Maintenance Fee is $100	Minimum daily balance to avoid Account Maintenance Fee is $100	$5.00 per quarterly statement cycle if the minimum daily balance is not maintained. (waived when primary owner is under 18 years of age)	Available in branch
Supreme Money Market	You want to enhance the return on your balances and maintain access to your funds.	Minimum daily balance to avoid Account Maintenance Fee is $100	Minimum daily balance to avoid Account Maintenance Fee is $1,000	$8.00 per monthly statement cycle. Waived when minimum balance is maintained.	Available in branch
Health Savings Account	You have a high-deductible health insurance plan and want to pay for current or future qualified medical expenses on a tax-free basis.	$0.00	None	None	Available in branch

¹An eligible personal checking account (SunNet^®, Foundation, Elevation, Pinnacle, and Private Banking checking) and an eligible personal savings account (Essential Savings, SunNet^® Savings) are required to enroll in the Sign & Save Round-Up service. Only one checking account can be tied to a savings account. You must be an account owner on each checking and savings account to enroll in the service. All checking account point-of-sale debit card purchases (signature or pinned) will round up to the next whole dollar. Whole dollar transactions will not round up. Two transactions will be posted to your checking account when eligible debit card transactions are made while enrolled in this service. One transaction will be for the actual amount of the point-of-sale purchase and the second for the round-up amount. The round-up is the difference between the point-of-sale purchase amount and the next higher whole dollar amount. (e.g., a point-of-sale purchase amount of $25.60 would result in a $0.40 round-up amount). If a round-up transaction would cause a checking account to become overdrawn, or if the account is already overdrawn, the round-up transaction will not occur. Refunded, cancelled, or returned point-of-sale debit card transactions do not affect the already transferred round-up amount. A separate credit entry will be posted to your enrolled savings account for each round-up amount. Round-up transfers will begin the business day following service enrollment. The Sign & Save Round-Up service may be discontinued, modified or canceled at any time.

²Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: AK, DE, ME, ND, NH, NY, VT, WV​.