Savings Solutions

We offer a variety of savings solutions designed to fit your needs. Whether you need liquidity, safe returns or an easy way to save for an important life event – we have the right option for you! Looking to save more? Ask about adding a convenient automatic transfer to get your savings plan on track.

Essential Savings

Money management begins with our Essential Savings account designed to provide a solid foundation for the future.

  • Minimum opening deposit is $100
  • No minimum balance requirement
  • No quarterly maintenance fee when a minimum balance of $100 is maintained daily per statement cycle
  • No quarterly maintenance fee for customers under 18 or over 62
  • Earns interest on daily collected balances

First Kids Savings

Our exclusive and educational savings club for customers ages 12 and younger designed to make savings fun. This account automatically transfers to our Essential Savings account when First Kids turn 13.  

  • Minimum opening deposit is $100
  • No minimum balance requirement
  • No quarterly maintenance fee
  • Earns interest on daily collected balances

Sign & Save Savings

Sign & Save makes the experience of saving easy and fun. Every purchase made with your debit card rounds up to the next whole dollar and your spare “round-up” change automatically deposits into your savings account. Keeping track of expenses has never been easier. As a bonus – we match 5 percent of the sum of your “round-up” totals for signature (signed/credit) Visa® Debit Card purchases at year end. Watch your savings grow as you use your debit card. We recommend this account as part of our most popular account package, Spend & Sign & Save; however, it can be added to any of our checking accounts.

  • No quarterly maintenance fee when a minimum balance of $100 is maintained in account.
  • No quarterly maintenance fee for customers under 18 or over 62
  • Earns interest on daily collected balances as well as “round-up” match for signature (signed/credit) debit card transactions

Supreme Money Market

Help your savings grow with a Supreme Money Market account. It allows you to put excess funds in a safe and secure place as you plan and prepare for a better tomorrow. It’s an ideal solution for a blend of solid growth and liquidity.

  • No monthly maintenance fee when you maintain a minimum balance of $1,000 or more in your account per statement cycle
  • Earns interest on daily collected balances
  • Monthly statement with images

 Contact us to request a Truth-in-Savings disclosure detailing account specifics.

Certificates of Deposit

Certificates of Deposit (CDs) are popular amongst savers wanting to earn a higher return on funds they don’t need immediate access to. They traditionally pay a higher rate of interest than a savings or money market account because they typically have a fixed term and interest rate.

  • Choose from a variety of certificates and terms, including our CD specials
  • FDIC insured up to $250,000 per depositor, per category
  • Interest payments can automatically reinvest or be transferred into a checking or savings account

TRANSACTION LIMITS: Federal Regulation D places withdrawal limitations on savings and money market accounts. These accounts are limited to no more than six preauthorized debits, automatic withdrawals, telephone or online banking transfers (to a third person or to another account you have with our bank) each statement cycle. If you exceed these transaction limits 3 times in a rolling 12 month period, we may refuse to honor excessive transactions, remove your transfer privileges, convert your account to another type, or close your account.