Spend and Sign and Save

Spend and Sign and Save

You'll Get More. You Save More. You'll Love it!

Our most popular checking and savings account package gives you generous perks and benefits today, while you save and plan for tomorrow.

Open Spend & Sign & Save with as little as $100, then use your debit card to make purchases.  Every purchase you make will be rounded up to the next whole dollar, and your spare change will be automatically transferred into your savings account.

Here’s How it Works:


AND There’s More:

  • Personal Identity Theft Reimbursement3
  • ATM fees rebated1
  • No minimum balance requirements.
  • Unlimited debit card transactions and check writing.
  • First order of Mini-Pak standard bank checks — free!
  • Reduced fees on overdrafts.2
  • Local and national deals and discounts through our My PERK$ mobile app.
  • Spend & Sign & Save features the ability to pay down your monthly maintenance fee, which starts at $6/month. You reduce your fee by $1 when you enroll in eStatements. Plus, we reduce the fee by another $0.25 each time you use your debit card to make everyday purchases. You can easily get your fee to zero!4


Disclaimers: (1) Up to a maximum of $8.00 rebated at the end of each statement cycle. (2) Overdraft Privilege is a discretionary service provided by Sunflower Bank. No fees charged on overdrafts if overdrawn account balance is $20 or less. Discount of 10% on standard overdraft fees if overdrawn balance is greater than $20. Customer may choose to opt-out of this service. (3) Personal Identity Theft Reimbursement is subject to additional terms and conditions. Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency. (4) Monthly fee is reduced by $0.25 per posted transaction. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify. Not to credit past $0.