Terms & Agreements
First National 1870 provides services and information through accounts, public websites and social media channels. Relevant notices for some of these services are below.
Digital Terms of Use
Accountholder Terms & Conditions
- Customer Identification Notice – IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
- Deposit Accounts Terms & Conditions
- Deposit Account Arbitration Rejection Notice - First National 1870 uses a third-party provider to assist with the completion and submission of request forms from our website. You will be directed to the vendor's website when clicking the link.
- FDIC - Your Insured Deposits
- Understanding Discretionary Overdraft Privilege
- Overdraft Privilege: Opt In or Out of Your Debit Card
- Overdraft Protection Options