Tips for Using Mobile Banking

Tips for Using Mobile Banking

First National 1870 takes the privacy and security of your personal and financial information very seriously. While today's technology provides convenient access like never before, it also means that you must take extra precautions for safeguarding your devices and passwords. Protect yourself from fraudsters and risks by following a few best practices.

Protect Your Mobile Device

  • Use a unique username and password for Mobile Banking (one that isn't used for anything else).
  • Set up a required password or passcode that must be entered into your device to unlock it.
  • Keep all mobile software up-to-date.
  • Don’t save or store login credentials on your mobile device. While this may provide you easy access, storing usernames and passwords makes your data more easily accessible to others, including fraudsters.
  • Be sure to log out of every mobile application (app) immediately after using it.
  • Before downloading an app, know if it will access, store, or even share your data.
  • Prior to making a purchase or conducting a transaction from a mobile device, review the web address for security. Websites that contain “https:” in the web address indicate the site has taken measures to secure your personal information.
  • Be cautious of requests for personal information. Make it a practice not to respond to any emails, text messages, or calls that request your personal information.

How Can I Protect Myself and My Information?

Do your part to protect yourself and your information when using Mobile Banking. Below are several recommended best practices.
  • Create and use unique logins for Online Banking and Mobile Banking. This will help protect your account username from being compromised.
  • Delete Mobile Banking text messages after viewing. Once you’ve seen the account information you requested via text message, delete the message to make sure the information is not found by others if your phone is lost or stolen.
  • Create nicknames for your bank accounts instead of using account numbers. (For example, My Checking or Vacation Savings). 
  • Log out after each Mobile Banking session. Before exiting or navigating away from Mobile Banking on your Mobile Device, be sure to log out of the session to ensure your account information is not easily accessed if your phone is compromised.
  • Stay updated on security issues, including mobile security, by visiting First National 1870's Security Center. There are a variety of articles here on ways to keep your personal information safe. We recommend visiting our website and Security Center on a regular basis to access the latest information.