Certificates of Deposit
Grow your savings faster with certificates of deposit (CDs).
CDs are a great way to set aside funds for the short-term or long-term and earn higher annual percentage yields (APY)¹. CDs are a solid investment in the future.
A CD earns interest when you leave your money in the bank for a set period of time, known as a term. Interest is earned from the date you deposit your funds up to maturity and can be FDIC insured up to $250,000.
Talk to one of our bankers today to obtain current interest rates and APYs, and let us help you meet your savings goals with CDs.
6-Month CD Special - 3.40% APY*
Get even more from your money when you take advantage of our limited time Certificate of Deposit Special -- available for personal (including Individual Retirement Accounts) and business accounts.
First National 1870 CD Features
Competitive interest rates
A wide range of fixed terms — from 30 days to 5 years+
Guaranteed fixed rate of return
Minimum opening deposit of $1,000 on most CDs
Premium pricing available for some CD accounts²
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Learn MoreIndividual Retirement Accounts (IRA)
CDs can be also be opened as Individual Retirement Accounts, one of the smartest and most tax-efficient ways for individuals to save for their retirement.
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Certificate of Deposit Calculator
Don't delay savings.
View Calculator in Certificate of Deposit Calculator
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¹ Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Interest begins to accrue on the business day of deposit. Substantial penalty for early withdrawal. Rates may vary by location.
² Premium pricing is available to personal account customers who are an owner on an existing or newly opened personal checking account at First National 1870, a division of Sunflower Bank.