Velocity Money Market
Accelerate Your Savings with Confidence and Security
3.85% APY1,2
$24,999.01 & Above
3.02% APY1,2
$0.01 - $24,999.00
-
Find a Location Near YouStronger growth and savings begins here.
Stop by to open your Velocity Money Market or call us for details.
Why Choose the Velocity Money Market Personal Account?
Whether you're saving for a major purchase, building an emergency fund, or simply looking for a better return on your cash, Velocity helps your money work harder.
Available with a Sunflower Bank personal checking account, you’ll get:
Competitive Rates:
Earn more with rates designed to reward your savings.
Easy Access:
Enjoy the flexibility of accessing your money when you need it.
FDIC-Insured Security:
Feel confident knowing your deposits are backed by the security of an FDIC-insured bank.3
Account Features
- Available for maturing bank CDs
- Unlimited new money deposits
- $1,000 minimum deposit to open
- Easy access
- FDIC-insured3
What is a money market account?
A money market account is a savings vehicle designed to help you earn a higher rate of interest while maintaining access to your funds. It offers many of the benefits of a traditional savings account but typically rewards higher balances with more competitive rates.
Why Velocity Money Market May Be Right for You.
Do you:
- Have money sitting in a low-interest savings account
- Want high earning potential without committing to a certificate of deposit
- Need flexibility to access funds when necessary
- Want a secure, FDIC-insured place for your money
- Desire competitive rates that can help you accelerate your savings growth
Experience More
Current Promotions
Refer-A-Friend Program
Share the perks of being a First National 1870 customer with your friends and family. When you do, you can earn up to $500* annually when they open their first personal checking account at First National 1870 or Sunflower Bank!
1 Annual Percentage Yield (APY).
2Velocity Personal Money Market is available only to consumer depositors. Brokered deposits are not eligible. A minimum of $1,000 of new money is required to be deposited into Velocity Personal Money Market savings account at time of opening. A $1,000 minimum daily account balance is required to avoid the $8 monthly maintenance fee. Account is also subject to a $20 monthly maintenance fee when an average collected relationship balance of $2,500 or more is not maintained in one or more checking accounts (personal/sole proprietor) owned by customer on the date the Velocity Personal Market statement cycles. All deposits to the account must be new money. New money is defined as funds not currently on deposit at the Bank. An exception to this requirement will be made for deposits from an existing Sunflower Bank and First National 1870 certificate of deposit that is being closed. The Bank reserves the right to monitor the account to ensure compliance with this requirement. Rates subject to change after the account is opened. Rates accurate as of 10/07/2026. $0.01-$24,999.00=3.02% APY and $24,999.01 and above=3.85% APY. Fees could reduce earnings on the account.
3Deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.
First National 1870, a division of Sunflower Bank, N.A. Member FDIC