Sign & Save Round-Up Savings

Saving Made Simple

Life moves fast, and finding small ways to build good habits can make a big difference. With First National 1870’s Sign & Save Round-Up Savings1, saving becomes effortless. It can help you steadily build a cushion for the unexpected or make progress toward a goal, whether it’s a new card, holiday spending, or simply growing your savings over time.

What is Sign and Save Round-Up Savings?

Woman making morning coffee purchase using round up savings tool on mobile

Sign & Save helps build savings in small, manageable increments, perfect for those without large savings budgets. This feature helps build savings in small, manageable increments, perfect for those without large savings budgets. Once enrolled, each debit card purchase is rounded up to the nearest dollar, and the difference is automatically transferred to your savings account. Everyday purchases—like morning coffee, gas fill-up, groceries, and more—can help you save without even thinking about it.


Why should I sign up?

By saving a little change with each transaction, your balance can grow effortlessly. For example, if you make 30 purchases a week and round up an average of 75¢ per transaction, that’s $22.50 per week—adding up to $1,170 in a year. All without doing anything more than swiping or tapping your card. 

How to Get Started

It's simple! You'll need a First National 1870 checking account with a debit card and a First National 1870 savings account. 

Already have both accounts? Call us or stop by your local branch and ask to enroll in Sign & Save Round-Up Savings.

Start saving now for a simpler, more secure tomorrow!

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8AM-4PM (CT) Saturday

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¹An eligible personal checking account (SunNet®, Foundation, Elevation, Pinnacle, and Private Banking Checking) and an eligible personal savings account (Essential Savings, SunNet® Savings) are required to enroll in the Sign & Save Round-Up service. Only one checking account can be tied to a savings account. You must be an account owner on each checking and savings account to enroll in the service. All checking account point-of-sale debit card purchases (signature or pinned) will round up to the next whole dollar. Whole dollar transactions will not round up. Two transactions will be posted to your checking account when eligible debit card transactions are made while enrolled in this service. One transaction will be for the actual amount of the point-of-sale purchase, and the second for the round-up amount. The round-up is the difference between the point-of-sale purchase amount and the next higher whole dollar amount. (e.g., a point-of-sale purchase amount of $25.60 would result in a $0.40 round-up amount). If a round-up transaction would cause a checking account to become overdrawn, or if the account is already overdrawn, the round-up transaction will not occur. Refunded, canceled, or returned point-of-sale debit card transactions do not affect the already transferred round-up amount. A separate credit entry will be posted to your enrolled savings account for each round-up amount. Round-up transfers will begin the business day following service enrollment. The Sign & Save Round-Up service may be discontinued, modified, or canceled at any time.